TUGU Overview

TUGU

PT Asuransi Tugu Pratama Indonesia Tbk

1.245

-1.58%

BUMN

1D-1.58%

7D0.00%

1M-2.73%

YTD+6.87%

1Y+23.27%

52W Low52W High

885Current: 1.2451.465

Foreign Investor Activity

Company Profile vs Peers

Key Highlights

DY 611.0% TTM

D/E 0.08x — low leverage

State-owned enterprise (BUMN)

Company Info

SectorKeuangan

Sub-sectorAsuransi

IndustryAsuransi

Sub-industryAsuransi Umum

Listing BoardUtama

Listed2018-05-28

AddressWisma Tugu I Jl. H.R. Rasuna Said Kav. C 8-9 Kuningan, Jakarta Selatan 12920

WebsiteVisit

Major Shareholders

PERTAMINA

Samsung Fire And Marine Insurance Co., Ltd

UOB Kay Hian Pte Ltd

Saham Treasury

Masyarakat Warkat

Masyarakat Non Warkat

Ery Widiatmoko

Tajudin Noor

Edi Yoga Prasetyo

Abdul Ghofar

Score Summary

Good · 64%Overall Score

value

100%

competitive

68%

future

financials

68%

dividend

100%

Technical Rating

SellBased on 26 indicators

8 Buy7 Neutral11 Sell

Key Statistics

Valuation

Market Cap

4.4T

P/E Ratio

6.40

P/B Ratio

0.45

P/S Ratio

0.79

EV/EBITDA

-1.59

Profitability

ROE

+7.60%

ROA

+2.34%

Gross Margin

+23.30%

Op. Margin

+1.63%

Net Margin

+12.34%

Growth & Health

Rev Growth

—

EPS Growth

—

Div Yield

+611.00%

Debt/Equity

0.08

Current Ratio

1.20

EPS

199.95

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Valuation vs Peers

How PT Asuransi Tugu Pratama Indonesia Tbk compares to 0 peers in Asuransi.

P/E Ratio

6.40x

P/B Ratio

0.45x

P/S Ratio

0.79x

EV/EBITDA

-1.59x

Intrinsic Value

Undervalued by 403.0%

1.245

Price

6.262

Intrinsic

Current Price

Intrinsic Value

Valuation & Metrics

Ownership Structure

Peer Comparison

Financial Statements

Income Flow — 2025-12-31

Revenue

-618.4B

COGS

-0

Gross Profit

-618.4B

OpEx

618.4B

Op. Income

Tax & Other

116.2B

Net Income

116.2B

Financial Statements

Metric	2025-12-31	2025-09-30
Revenue	-618.4B	1.1T
Gross Profit	—	—
Operating Income	—	—
Net Income	116.2B	237.3B
EBITDA	—	—
Total Assets	27.7T	32.1T
Total Equity	10.2T	10.9T
Total Debt	645.9B	797.2B
Operating Cash Flow	—	—
Free Cash Flow	518.8B	272.6B

Dividend History

TTM Div Yield

+611.00%

Payout Ratio

—

EPS

199,95

Corporate Actions

Insider Trades

Broker Flow

Research Notes

PT Berdikari Pondasi Perkasa Tbk (BDKR) posted a solid Q1‑2026 earnings report, with net profit rising 7.5 % year‑on‑year to Rp4.93 billion despite a 9.4 % drop in revenue to Rp97.6 billion, driven by higher‑margin marine and heavy‑lift projects and a 45 % cut in interest expenses. The stronger gross margin (43.3 % vs 41.6 % prior) and improved financial leverage underscore the firm’s operational efficiency. The upbeat results are expected to support a positive move in BDKR’s shares, reinforcing investor confidence in its niche construction business.

NeutralEmiten News30 Apr

PT Nusantara Sejahtera Raya Tbk (Cinema XXI, ticker CNMA) posted a solid Q1 2026, with revenue climbing 18.2% year‑on‑year to Rp 1.1 trillion—driven by a 14.3% rise in ticket sales and a 15.9% jump in food‑and‑beverage (F&B) revenue—and EBITDA surging 81.2% to Rp 226.9 billion. The company also paid a cash dividend of Rp 7 per share and distributed treasury shares, underscoring its strong cash flow (operating cash + Rp 106.6 billion). The upbeat results and dividend payout are expected to boost investor sentiment toward CNMA, likely supporting a rise in the stock’s price and contributing positively to the broader IDX entertainment‑sector outlook.

NeutralEmiten News30 Apr

PT Asuransi Tugu Pratama Indonesia Tbk (TUGU) held its Annual General Meeting on 29 April 2026, approving a board reshuffle that installed Abdul Ghofar as President Commissioner (also independent commissioner) and confirmed Adi Pramana and four other directors as the new executive team. The insurer reported solid 2025 results, with consolidated premium income rising to Rp 9.11 trillion, net profit climbing to Rp 762 billion and a Risk‑Based Capital ratio of 410.9%, well above the OJK minimum. The strong earnings and robust capital position are expected to boost investor confidence and support a positive move in TUGU’s share price, with the company also signaling a higher dividend payout.

BullishEmiten News30 Apr

In the first quarter of 2026, PT Bank BTPN Syariah Tbk. (BTPS) reported a net profit of Rp 319 billion, driven by a 4 % YoY rise in financing to Rp 10.6 trillion and a 7 % YoY increase in assets to Rp 23.2 trillion, while maintaining strong credit quality (RoA 7.1 % and CAR 59.2 %). The earnings beat and improved portfolio metrics are expected to lift investor sentiment toward BTPS, supporting a likely uptick in its share price and reinforcing its standing in the Indonesian banking sector.

BullishEmiten News30 Apr

Asuransi Tugu Pratama Indonesia (TUGU) approved a 50 % dividend payout at its April 29 shareholders’ meeting, distributing Rp 355 billion (Rp 100 per share) from a Rp 711 billion net profit, which translates to a roughly 7.9 % dividend yield at the closing price of Rp 1,265. The higher payout—up from the typical 40 % over the past three years—was praised by analysts as a positive catalyst that should make the stock more attractive amid a volatile market. Consequently, TUGU’s shares are expected to see increased demand from yield‑focused investors, bolstering their performance relative to the broader Indonesian market.

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Management

Board of Directors

Adi Pramana PRESIDEN DIREKTUR

Fitri AzwarDIREKTUR

Ery WidiatmokoDIREKTUR

Fadlil IswahyudiDIREKTUR

Edi Yoga Prasetyo DIREKTUR

Board of Commissioners

Poerwo TjahjonoKOMISARIS

Abdul GhofarPRESIDEN KOMISARIS

Bagus Agung Rahadiansyah KOMISARIS

Samuel RamnaKOMISARIS

Tajudin Noor KOMISARIS