BMRI Overview

BMRI

PT Bank Mandiri (Persero) Tbk

4.420

++0.68%

BUMNIDX30LQ45IDXHIDIV20IDXBUMN20IDX80KOMPAS100JII70SRI-KEHATIMSCI_STANDARD

1D+0.68%

7D+0.45%

1M-4.95%

YTD-13.33%

1Y-10.89%

52W Low52W High

4.050Current: 4.4206.175

Foreign Investor Activity

Company Profile vs Peers

Key Highlights

#6 by market cap on Keuangan

DY 216.0% TTM

State-owned enterprise (BUMN)

Member of 9 indices

Company Info

SectorKeuangan

Sub-sectorBank

IndustryBank

Sub-industryBank

Listing BoardUtama

Listed2003-07-14

AddressMenara Mandiri 1, Jl. Jend. Sudirman Kav. 54-55, Jakarta 12190

WebsiteVisit

Major Shareholders

Indonesia Investment Authority

PT Danantara Asset Management (Persero)

Badan Pengaturan Badan Usaha Milik Negara RI

Saham Treasury

Masyarakat Warkat

Masyarakat Non Warkat

Sunarto

M. Rudy Salahuddin Ramto

Muhammad Yusuf Ateh

Timothy Utama

Score Summary

Good · 65%Overall Score

value

82%

competitive

96%

future

financials

75%

dividend

65%

Technical Rating

Strong SellBased on 26 indicators

5 Buy3 Neutral18 Sell

Key Statistics

Valuation

Market Cap

408.4T

P/E Ratio

7.68

P/B Ratio

1.47

P/S Ratio

2.98

EV/EBITDA

—

Profitability

ROE

+19.14%

ROA

+2.33%

Gross Margin

+0.00%

Op. Margin

+58.77%

Net Margin

+38.87%

Growth & Health

Rev Growth

—

EPS Growth

—

Div Yield

+216.00%

Debt/Equity

0.67

Current Ratio

—

EPS

603.20

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Valuation vs Peers

How PT Bank Mandiri (Persero) Tbk compares to 0 peers in Bank.

P/E Ratio

7.68x

P/B Ratio

1.47x

P/S Ratio

2.98x

EV/EBITDA—

Intrinsic Value

Undervalued by 68.9%

4.420

Price

7.464

Intrinsic

Current Price

Intrinsic Value

Valuation & Metrics

Ownership Structure

Peer Comparison

Financial Statements

Income Flow — 2025-12-31

Revenue

38.5T

COGS

-0

Gross Profit

38.5T

OpEx

-38.5T

Op. Income

Tax & Other

18.6T

Net Income

18.6T

Net margin: 48.2% of revenue flows to net income.

Financial Statements

Metric	2025-12-31	2025-06-30
Revenue	38.5T	32.1T
Gross Profit	—	—
Operating Income	—	—
Net Income	18.6T	11.3T
EBITDA	—	—
Total Assets	2829.9T	2514.7T
Total Equity	327.4T	297.9T
Total Debt	218.8T	194.5T
Operating Cash Flow	96.5T	77.1T
Free Cash Flow	93.2T	75.5T

Dividend History

TTM Div Yield

+216.00%

Payout Ratio

—

EPS

603,2

Corporate Actions

Insider Trades

Broker Flow

Research Notes

Several listed companies announced dividend payouts for the coming month, led by PT Bank Rakyat Indonesia (BBRI), which will pay Rp 346 per share on 8 May 2026—a cash dividend of Rp 52.1 trillion for FY 2025, representing a 92 % payout ratio and a 10 % yield. Other banks slated to distribute dividends include PT Bank Mandiri (BMRI), PT Bank Central Asia (BBCA) and PT Bank Negara Indonesia (BBNI), while energy firm PT Pertamina Geothermal Energy (PGEO) is also on the list. The announcements are expected to lift investor sentiment and provide short‑term support to the IDX banking and energy sectors.

BullishInvestor.ID3 May

Foreign investors bought a net Rp 141.3 billion of PT Bank Negara Indonesia Tbk (BBNI) shares during the week of 27‑30 April 2026, making BBNI the only major Indonesian bank that saw net inflows while the other “Big 4” banks were heavily sold. In the same period, foreign investors net‑sold Rp 2.06 trillion of BBCA, Rp 1.6 trillion of BMRI and Rp 1 trillion of BBRI, contributing to a total market‑wide net sell of Rp 7.06 trillion for the week and about Rp 49.8 trillion for the year. The divergent flow lifted BBNI’s price but reinforced overall bearish pressure on the Indonesian banking sector.

BullishEmiten News1 May

PT Golden Eagle Energy Tbk (SMMT) secured a new credit facility of up to Rp900 billion from Bank Mandiri, provided through its subsidiary PT Triaryani, to fund operational expenditures and bolster the group’s overall liquidity. The loan is classified as a material, non‑affiliated transaction under POJK 17/POJK.04/2020 and is expected to improve SMMT’s financial stability, which could support a more positive outlook for the stock in the near term.

NeutralIDN Financials29 Apr

Foreign investors on the Indonesia Stock Exchange posted a net sell of 779 million shares on April 29, down from 1.38 billion the day before, while both foreign buying and selling volumes rose sharply to 6.99 billion and 7.77 billion shares respectively. The biggest net buyers were PT GoTo Gojek Tokopedia (≈48.9 million shares), PT DMS Propertindo (≈46.9 million) and PT Midi Utama Indonesia (≈29.8 million), whereas the top sellers were PT Bumi Resources (≈141.6 million), PT Bank Mandiri (≈99.5 million) and PT Astrindo Nusantara Infrastruktur (≈81.7 million). The data shows continued foreign participation but overall selling pressure, which could weigh on market sentiment.

NeutralEmiten News29 Apr

PT Blue Bird Tbk (BIRD) posted Q1‑2026 net revenue of Rp1.45 trillion, up about 11.5 % year‑on‑year, driven by higher taxi and non‑taxi earnings, while operating costs rose sharply, pulling operating profit down to Rp151.9 billion and net profit to Rp155.5 billion—a 6 % decline from the same quarter last year. The stronger top line but weaker bottom line is likely to keep the stock’s performance mixed, with investors weighing the revenue growth against the pressure on profitability. No other listed companies are directly affected by these results.

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Management

Board of Directors

RiduanDIREKTUR UTAMA

Henry PanjaitanWAKIL DIREKTUR UTAMA

Timothy UtamaDIREKTUR

Eka FitriaDIREKTUR

Danis SubyantoroDIREKTUR

Board of Commissioners

Zulkifli ZainiKOMISARIS UTAMA

M. Rudy Salahuddin RamtoWAKIL KOMISARIS UTAMA

Muhammad Yusuf AtehKOMISARIS

Luky AlfirmanKOMISARIS

YuliotKOMISARIS