BBTN Overview

BBTN

PT Bank Tabungan Negara (Persero) Tbk

1.360

++0.37%

BUMNIDX30LQ45IDXBUMN20IDX80KOMPAS100JII70MSCI_SMALLCAPMSCI_SMALLCAPMSCI_SMALLCAPMSCI_SMALLCAPMSCI_SMALLCAPMSCI_SMALLCAP

1D+0.37%

7D-1.45%

1M+7.51%

YTD+15.74%

1Y+29.52%

52W Low52W High

770Current: 1.3601.490

Foreign Investor Activity

Company Profile vs Peers

Key Highlights

DY 398.0% TTM

State-owned enterprise (BUMN)

Member of 12 indices

Company Info

SectorKeuangan

Sub-sectorBank

IndustryBank

Sub-industryBank

Listing BoardUtama

Listed2009-12-17

AddressGedung Menara BTN, Jl.Gajah Mada No. 1, Jakarta 10130

WebsiteVisit

Major Shareholders

PT Danantara Asset Management (Persero)

Badan Pengaturan Badan Usaha Milik Negara Republik Indonesia

Saham Treasury

Masyarakat Warkat

Masyarakat Non Warkat

Suryo Utomo

Dwi Ary Purnomo

Ida Nuryanti

Fahri Hamzah

Pietra Machreza Paloh

Score Summary

Good · 65%Overall Score

value

100%

competitive

83%

future

financials

55%

dividend

82%

Technical Rating

Strong BuyBased on 26 indicators

15 Buy6 Neutral5 Sell

Key Statistics

Valuation

Market Cap

18.9T

P/E Ratio

5.28

P/B Ratio

0.51

P/S Ratio

1.14

EV/EBITDA

—

Profitability

ROE

+10.18%

ROA

+0.70%

Gross Margin

+0.00%

Op. Margin

+48.17%

Net Margin

+21.71%

Growth & Health

Rev Growth

—

EPS Growth

—

Div Yield

+398.00%

Debt/Equity

1.32

Current Ratio

—

EPS

248.98

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Valuation vs Peers

How PT Bank Tabungan Negara (Persero) Tbk compares to 0 peers in Bank.

P/E Ratio

5.28x

P/B Ratio

0.51x

P/S Ratio

1.14x

EV/EBITDA—

Intrinsic Value

Undervalued by 319.9%

1.360

Price

5.711

Intrinsic

Current Price

Intrinsic Value

Valuation & Metrics

Ownership Structure

Peer Comparison

Financial Statements

Income Flow — 2026-03-31

Revenue

4.9T

COGS

-0

Gross Profit

4.9T

OpEx

-4.9T

Op. Income

Tax & Other

1.1T

Net Income

1.1T

Net margin: 22.4% of revenue flows to net income.

Financial Statements

Metric	2026-03-31	2025-12-31
Revenue	4.9T	6.4T
Gross Profit	—	—
Operating Income	—	—
Net Income	1.1T	1.2T
EBITDA	—	—
Total Assets	517.5T	527.8T
Total Equity	36.8T	36.2T
Total Debt	51.6T	47.6T
Operating Cash Flow	-21.5T	-7.1T
Free Cash Flow	-21.7T	-7.9T

Dividend History

TTM Div Yield

+398.00%

Payout Ratio

—

EPS

248,98

Corporate Actions

Insider Trades

Broker Flow

Research Notes

HSBC Global Investment Research set a year‑end target of 7,500 for Indonesia’s composite index (IHSG) but warned that the market faces short‑term pressure because MSCI has postponed the rebalancing of the MSCI Indonesia Index to June 2026 amid ongoing regulatory reforms. The delay and the possibility of a future downgrade to frontier‑market status could force large shareholders to increase free‑float—potentially via rights issues—adding supply that may depress stock prices and prompting HSBC to issue an underweight rating on Indonesian equities. Consequently, the broader Indonesian equity market is expected to experience modest downside risk and reduced liquidity until the MSCI status is clarified.

BearishKontan Market24 Apr

The Jakarta Composite Index (IHSG) plunged 3.06% to 7,152.85 in the first session on Friday, with every sector in the red—most notably infrastructure (‑4.09%), energy (‑3.60%) and industrials (‑2.98%). The biggest losers among the LQ45 constituents were PT Dian Swastatika Sentosa (‑9.78%), Bank Tabungan Negara (‑7.38%) and Amman Mineral International (‑6.79%), while the modest gainers were PT Alamtri Minerals Indonesia (+1.08%) and Vale Indonesia (+0.75%). The sell‑off dragged down 642 stocks, generated 28.6 billion shares traded (≈Rp 13.24 trillion), and signaled broad market weakness.

BearishKontan Market24 Apr

The Jakarta Composite Index (IHSG) slumped 2.47% to 7,196.44 points by 10:57 WIB on Friday, trading in the red zone with a low of 7,171 and a high of 7,383. Weakness was broad‑based – 638 stocks fell, led by top losers Dian Swastatika Sentosa (‑7.56%), Bank Tabungan Negara (‑6.38%) and Semen Indonesia (‑5.31%) – while only 79 stocks rose, the biggest gainers being Vale Indonesia (+1.12%), Alamtri Minerals (+0.54%) and Trimegah Bangun Persada (+0.45%). The sell‑off was accompanied by 24.84 billion shares traded, worth about Rp 11.15 trillion, underscoring strong downward pressure on the market.

BearishKontan Market23 Apr

The Jakarta Composite Index (IHSG) slumped 1.27% to 7,445.96 in the first trading session on Thursday, with ten of the eleven sectors on the IDX posting losses—industrial, basic materials, consumer non‑primary, technology, infrastructure, energy and health were among the steepest decliners. The biggest drags came from LQ45 constituents Barito Renewables Energy (BREN, –8.52%), Dian Swastatika Sentosa (DSSA, –4.38%) and Barito Pacific (BRPT, –3.98%). Trading volume reached 32.42 billion shares (≈ Rp 11.69 trillion), and 445 stocks fell, underscoring broad market weakness.

NeutralEmiten News22 Apr

Astra Otoparts (ticker AUTO) reported Q1 2026 net profit of Rp558.95 billion, up 10.55 % year‑on‑year, and revenue of Rp5.25 trillion, up 7.36 %, lifting basic EPS to Rp116 from Rp105. The stronger earnings and higher profit‑share from its associate‑venture segment signaled robust performance for the Astra Group, prompting a positive reaction in the automotive‑parts segment and adding upward pressure on the broader IDX.

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Management

Board of Directors

Nixon L.P. NapitupuluDIREKTUR UTAMA

Hirwandi GafarDIREKTUR

Setiyo WibowoDIREKTUR

Nofry Rony PoetraDIREKTUR

Eko WaluyoDIREKTUR

Board of Commissioners

Suryo UtomoKOMISARIS UTAMA

Dwi Ary PurnomoWAKIL KOMISARIS UTAMA

Ida NuryantiKOMISARIS

Fahri HamzahKOMISARIS

Pietra Machreza PalohKOMISARIS